[{"data":1,"prerenderedAt":353},["ShallowReactive",2],{"home":3,"market:indices":215,"market:stocks":257},{"terms":4,"articles":160,"termOfDay":148},[5,10,15,20,24,29,33,37,41,46,51,55,59,63,67,71,75,79,83,87,91,96,100,104,108,112,116,120,124,128,132,136,140,144,148,152,156],{"title":6,"description":7,"path":8,"category":9},"401(k) Plan","An employer-sponsored U.S. retirement plan funded through payroll contributions.","\u002Fterms\u002F401k","retirement",{"title":11,"description":12,"path":13,"category":14},"Asset Allocation","How a portfolio is split across asset classes such as stocks, bonds, and cash.","\u002Fterms\u002Fasset-allocation","investing",{"title":16,"description":17,"path":18,"category":19},"Bear Market","A period when a broad market index falls 20% or more from its recent high.","\u002Fterms\u002Fbear-market","trading",{"title":21,"description":22,"path":23,"category":14},"Beta","A measure of how much a stock moves relative to the overall market.","\u002Fterms\u002Fbeta",{"title":25,"description":26,"path":27,"category":28},"Bitcoin","The first decentralized cryptocurrency, with a fixed maximum supply of 21 million coins.","\u002Fterms\u002Fbitcoin","crypto",{"title":30,"description":31,"path":32,"category":28},"Blockchain","A shared, append-only ledger that records transactions in linked blocks.","\u002Fterms\u002Fblockchain",{"title":34,"description":35,"path":36,"category":14},"Bond","A loan an investor makes to a government or company in exchange for interest payments.","\u002Fterms\u002Fbond",{"title":38,"description":39,"path":40,"category":19},"Bull Market","A period of rising prices, often defined as a 20% gain from a recent low.","\u002Fterms\u002Fbull-market",{"title":42,"description":43,"path":44,"category":45},"Capital Gain","The profit from selling an asset for more than its purchase price.","\u002Fterms\u002Fcapital-gain","taxes",{"title":47,"description":48,"path":49,"category":50},"Compound Interest","Interest earned on both the original principal and on interest already earned.","\u002Fterms\u002Fcompound-interest","personal-finance",{"title":52,"description":53,"path":54,"category":19},"Correction","A decline of 10% to 20% from a recent peak.","\u002Fterms\u002Fcorrection",{"title":56,"description":57,"path":58,"category":45},"Cost Basis","The original value of an asset for tax purposes, usually the purchase price plus fees.","\u002Fterms\u002Fcost-basis",{"title":60,"description":61,"path":62,"category":14},"Coupon","The annual interest a bond pays, stated as a percentage of its face value.","\u002Fterms\u002Fcoupon",{"title":64,"description":65,"path":66,"category":14},"Diversification","Spreading money across many investments to reduce the impact of any one loss.","\u002Fterms\u002Fdiversification",{"title":68,"description":69,"path":70,"category":14},"Dividend","A share of company profits paid to shareholders, usually in cash.","\u002Fterms\u002Fdividend",{"title":72,"description":73,"path":74,"category":14},"Dividend Yield","The annual dividend per share divided by the share price.","\u002Fterms\u002Fdividend-yield",{"title":76,"description":77,"path":78,"category":14},"Duration","A measure of how sensitive a bond's price is to changes in interest rates.","\u002Fterms\u002Fduration",{"title":80,"description":81,"path":82,"category":14},"Earnings Per Share (EPS)","A company's net profit divided by its shares outstanding.","\u002Fterms\u002Fearnings-per-share",{"title":84,"description":85,"path":86,"category":14},"Exchange-Traded Fund (ETF)","A fund that holds a basket of assets and trades on an exchange like a stock.","\u002Fterms\u002Fetf",{"title":88,"description":89,"path":90,"category":14},"Expense Ratio","The yearly fee a fund charges, as a percentage of assets.","\u002Fterms\u002Fexpense-ratio",{"title":92,"description":93,"path":94,"category":95},"Gross Domestic Product (GDP)","The total value of goods and services produced in a country over a period.","\u002Fterms\u002Fgdp","economy",{"title":97,"description":98,"path":99,"category":14},"Index Fund","A fund built to match the performance of a market index.","\u002Fterms\u002Findex-fund",{"title":101,"description":102,"path":103,"category":9},"Individual Retirement Account (IRA)","A tax-advantaged U.S. account for retirement savings.","\u002Fterms\u002Fira",{"title":105,"description":106,"path":107,"category":95},"Inflation","The rate at which the general level of prices rises, eroding purchasing power.","\u002Fterms\u002Finflation",{"title":109,"description":110,"path":111,"category":95},"Interest Rate","The cost of borrowing money, or the return for lending it, as a percentage per year.","\u002Fterms\u002Finterest-rate",{"title":113,"description":114,"path":115,"category":19},"Liquidity","How quickly an asset can be turned into cash without moving its price.","\u002Fterms\u002Fliquidity",{"title":117,"description":118,"path":119,"category":14},"Market Capitalization","The total market value of a company's outstanding shares.","\u002Fterms\u002Fmarket-capitalization",{"title":121,"description":122,"path":123,"category":14},"Mutual Fund","A pooled investment managed by professionals and priced once a day.","\u002Fterms\u002Fmutual-fund",{"title":125,"description":126,"path":127,"category":14},"Price-to-Earnings Ratio (P\u002FE)","A company's share price divided by its earnings per share.","\u002Fterms\u002Fprice-to-earnings-ratio",{"title":129,"description":130,"path":131,"category":14},"Rebalancing","Buying and selling holdings to bring a portfolio back to its target mix.","\u002Fterms\u002Frebalancing",{"title":133,"description":134,"path":135,"category":95},"Recession","A significant, widespread decline in economic activity lasting more than a few months.","\u002Fterms\u002Frecession",{"title":137,"description":138,"path":139,"category":14},"Return on Investment (ROI)","The gain or loss on an investment relative to its cost.","\u002Fterms\u002Froi",{"title":141,"description":142,"path":143,"category":50},"Risk Tolerance","How much loss an investor is willing and able to accept in pursuit of returns.","\u002Fterms\u002Frisk-tolerance",{"title":145,"description":146,"path":147,"category":28},"Stablecoin","A cryptocurrency designed to hold a steady value, usually pegged to the U.S. dollar.","\u002Fterms\u002Fstablecoin",{"title":149,"description":150,"path":151,"category":50},"Time Value of Money","The idea that money now is worth more than the same amount later.","\u002Fterms\u002Ftime-value-of-money",{"title":153,"description":154,"path":155,"category":19},"Volatility","How widely an asset's price swings over time.","\u002Fterms\u002Fvolatility",{"title":157,"description":158,"path":159,"category":14},"Yield","The income an investment produces, as a percentage of its price.","\u002Fterms\u002Fyield",[161,169,174,179,184,189,195,200,205,210],{"title":162,"description":163,"path":164,"category":95,"author":165,"readingTime":166,"trending":167,"updatedAt":168},"What the Fed Does With Interest Rates","How the Federal Reserve's policy rate reaches your mortgage, your savings account, and the stock market.","\u002Farticles\u002Fwhat-the-fed-does-with-interest-rates","Lynktor Editorial Team",1,true,"2026-10-20",{"title":170,"description":171,"path":172,"category":14,"author":165,"readingTime":166,"trending":167,"updatedAt":173},"Why Starting Early Beats Investing More","Two savers put in the same $96,000. One ends up with more than twice as much. The difference is twenty years of compounding.","\u002Farticles\u002Fwhy-starting-early-beats-investing-more","2026-10-14",{"title":175,"description":176,"path":177,"category":14,"author":165,"readingTime":166,"trending":167,"updatedAt":178},"The Hidden Cost of a 1% Fund Fee","A fee that looks small takes nearly a quarter of a portfolio over thirty years. Here is how the math works.","\u002Farticles\u002Fthe-hidden-cost-of-fund-fees","2026-10-02",{"title":180,"description":181,"path":182,"category":9,"author":165,"readingTime":166,"trending":167,"updatedAt":183},"Roth vs. Traditional IRA: Which Fits You?","Pay tax now or later? How the two IRA types differ, and the question that usually decides it.","\u002Farticles\u002Froth-vs-traditional-ira","2026-10-01",{"title":185,"description":186,"path":187,"category":50,"author":165,"readingTime":166,"trending":167,"updatedAt":188},"How to Build an Emergency Fund","A step-by-step guide to sizing, saving, and storing the cash that keeps a surprise bill from becoming debt.","\u002Farticles\u002Fhow-to-build-an-emergency-fund","2026-09-30",{"title":190,"description":191,"path":192,"category":28,"author":165,"readingTime":166,"trending":193,"updatedAt":194},"Stablecoins, Explained","What keeps a stablecoin at $1, what can break the peg, and what to check before you hold one.","\u002Farticles\u002Fstablecoins-explained",false,"2026-09-25",{"title":196,"description":197,"path":198,"category":45,"author":165,"readingTime":166,"trending":193,"updatedAt":199},"Tax-Loss Harvesting Basics","How selling investments at a loss can lower your tax bill, and the wash-sale rule that trips people up.","\u002Farticles\u002Ftax-loss-harvesting-basics","2026-09-18",{"title":201,"description":202,"path":203,"category":50,"author":165,"readingTime":166,"trending":193,"updatedAt":204},"Budgeting With the 50\u002F30\u002F20 Rule","A simple way to split take-home pay between needs, wants, and savings, and when to adjust it.","\u002Farticles\u002Fbudgeting-with-the-50-30-20-rule","2026-09-12",{"title":206,"description":207,"path":208,"category":19,"author":165,"readingTime":166,"trending":193,"updatedAt":209},"How to Read a Candlestick Chart","Open, high, low, close: a guide to the chart traders use most, and the limits of chart patterns.","\u002Farticles\u002Freading-a-candlestick-chart","2026-09-08",{"title":211,"description":212,"path":213,"category":9,"author":165,"readingTime":166,"trending":193,"updatedAt":214},"How Much Do You Need to Retire?","The 4% rule, the 25x shortcut, and the assumptions behind them, with a worked example.","\u002Farticles\u002Fhow-much-do-you-need-to-retire","2026-08-28",[216,227,237,247],{"symbol":217,"name":218,"kind":219,"price":220,"change":221,"changePct":222,"open":223,"high":224,"low":225,"volume":226,"marketCap":-1,"pe":-1},"SPX","S&P 500","index",5810,51.203505859426514,0.8891355322509618,5758.7964941405735,5834.495097503469,5746.215433842417,15270948,{"symbol":228,"name":229,"kind":219,"price":230,"change":231,"changePct":232,"open":233,"high":234,"low":235,"volume":236,"marketCap":-1,"pe":-1},"IXIC","Nasdaq Composite",18420,-409.6026953375622,-2.1753124692268986,18829.602695337562,18849.701084917724,18402.36235499039,25075504,{"symbol":238,"name":239,"kind":219,"price":240,"change":241,"changePct":242,"open":243,"high":244,"low":245,"volume":246,"marketCap":-1,"pe":-1},"DJI","Dow Jones Industrial Average",42150,-778.4312181658388,-1.8133232360851645,42928.43121816584,42963.30628150614,42032.939675253714,24773759,{"symbol":248,"name":249,"kind":219,"price":250,"change":251,"changePct":252,"open":253,"high":254,"low":255,"volume":256,"marketCap":-1,"pe":-1},"RUT","Russell 2000",2230,-17.703524959103106,-0.7876272276356029,2247.703524959103,2275.9232958409693,2224.024244901638,15885538,[258,271,283,295,306,318,330,341],{"symbol":259,"name":260,"kind":261,"price":262,"change":263,"changePct":264,"open":265,"high":266,"low":267,"volume":268,"marketCap":269,"pe":270},"AAPL","Apple Inc.","stock",228.4,-3.1968917453712606,-1.3803690201879206,231.59689174537127,232.6911411201284,227.93187815533705,59506071,3448840000000,34.08955223880597,{"symbol":272,"name":273,"kind":261,"price":274,"change":275,"changePct":276,"open":277,"high":278,"low":279,"volume":280,"marketCap":281,"pe":282},"MSFT","Microsoft Corp.",421.7,-4.389169719543133,-1.030105910092044,426.0891697195431,432.3982779800189,419.70295550586934,57724346,3133231000000,34.85123966942149,{"symbol":284,"name":285,"kind":261,"price":286,"change":287,"changePct":288,"open":289,"high":290,"low":291,"volume":292,"marketCap":293,"pe":294},"NVDA","NVIDIA Corp.",138.2,3.7093315930876827,2.758058709221968,134.4906684069123,139.58654523414512,132.57491442154839,194867959,3385899999999.9995,55.279999999999994,{"symbol":296,"name":297,"kind":261,"price":298,"change":299,"changePct":300,"open":301,"high":301,"low":302,"volume":303,"marketCap":304,"pe":305},"AMZN","Amazon.com Inc.",187.9,-10.263184766991685,-5.179158166568404,198.1631847669917,185.88758535171115,86558407,1972950000000,44.73809523809524,{"symbol":307,"name":308,"kind":261,"price":309,"change":310,"changePct":311,"open":312,"high":313,"low":314,"volume":315,"marketCap":316,"pe":317},"GOOGL","Alphabet Inc.",166.3,2.21635917402034,1.3507496316289807,164.08364082597967,168.16175587083666,162.92655934965603,63253178,2045490000000.0002,22.173333333333336,{"symbol":319,"name":320,"kind":261,"price":321,"change":322,"changePct":323,"open":324,"high":325,"low":326,"volume":327,"marketCap":328,"pe":329},"JPM","JPMorgan Chase & Co.",222.6,0.9800058685101192,0.4422010172641145,221.61999413148988,224.14938503477194,219.18277617833976,11354187,634410000000,12.435754189944134,{"symbol":331,"name":332,"kind":261,"price":333,"change":334,"changePct":335,"open":336,"high":336,"low":337,"volume":338,"marketCap":339,"pe":340},"KO","Coca-Cola Co.",69.8,-0.42859762905389687,-0.6102893173486694,70.2285976290539,69.50733121253434,28440154,300838000000,27.919999999999998,{"symbol":342,"name":343,"kind":261,"price":344,"change":345,"changePct":346,"open":347,"high":348,"low":349,"volume":350,"marketCap":351,"pe":352},"XOM","Exxon Mobil Corp.",118.4,-0.3195577063430477,-0.26917022983987593,118.71955770634305,119.93192613645225,117.78511512488745,16105046,520960000000,14.8,1793226378718]