[{"data":1,"prerenderedAt":91},["ShallowReactive",2],{"category:investing":3},{"articles":4,"terms":18},[5,13],{"title":6,"description":7,"path":8,"kind":9,"readingTime":10,"author":11,"updatedAt":12},"Why Starting Early Beats Investing More","Two savers put in the same $96,000. One ends up with more than twice as much. The difference is twenty years of compounding.","\u002Farticles\u002Fwhy-starting-early-beats-investing-more","article",1,"Lynktor Editorial Team","2026-10-14",{"title":14,"description":15,"path":16,"kind":9,"readingTime":10,"author":11,"updatedAt":17},"The Hidden Cost of a 1% Fund Fee","A fee that looks small takes nearly a quarter of a portfolio over thirty years. Here is how the math works.","\u002Farticles\u002Fthe-hidden-cost-of-fund-fees","2026-10-02",[19,23,27,31,35,39,43,47,51,55,59,63,67,71,75,79,83,87],{"title":20,"description":21,"path":22},"Asset Allocation","How a portfolio is split across asset classes such as stocks, bonds, and cash.","\u002Fterms\u002Fasset-allocation",{"title":24,"description":25,"path":26},"Beta","A measure of how much a stock moves relative to the overall market.","\u002Fterms\u002Fbeta",{"title":28,"description":29,"path":30},"Bond","A loan an investor makes to a government or company in exchange for interest payments.","\u002Fterms\u002Fbond",{"title":32,"description":33,"path":34},"Coupon","The annual interest a bond pays, stated as a percentage of its face value.","\u002Fterms\u002Fcoupon",{"title":36,"description":37,"path":38},"Diversification","Spreading money across many investments to reduce the impact of any one loss.","\u002Fterms\u002Fdiversification",{"title":40,"description":41,"path":42},"Dividend","A share of company profits paid to shareholders, usually in cash.","\u002Fterms\u002Fdividend",{"title":44,"description":45,"path":46},"Dividend Yield","The annual dividend per share divided by the share price.","\u002Fterms\u002Fdividend-yield",{"title":48,"description":49,"path":50},"Duration","A measure of how sensitive a bond's price is to changes in interest rates.","\u002Fterms\u002Fduration",{"title":52,"description":53,"path":54},"Earnings Per Share (EPS)","A company's net profit divided by its shares outstanding.","\u002Fterms\u002Fearnings-per-share",{"title":56,"description":57,"path":58},"Exchange-Traded Fund (ETF)","A fund that holds a basket of assets and trades on an exchange like a stock.","\u002Fterms\u002Fetf",{"title":60,"description":61,"path":62},"Expense Ratio","The yearly fee a fund charges, as a percentage of assets.","\u002Fterms\u002Fexpense-ratio",{"title":64,"description":65,"path":66},"Index Fund","A fund built to match the performance of a market index.","\u002Fterms\u002Findex-fund",{"title":68,"description":69,"path":70},"Market Capitalization","The total market value of a company's outstanding shares.","\u002Fterms\u002Fmarket-capitalization",{"title":72,"description":73,"path":74},"Mutual Fund","A pooled investment managed by professionals and priced once a day.","\u002Fterms\u002Fmutual-fund",{"title":76,"description":77,"path":78},"Price-to-Earnings Ratio (P\u002FE)","A company's share price divided by its earnings per share.","\u002Fterms\u002Fprice-to-earnings-ratio",{"title":80,"description":81,"path":82},"Rebalancing","Buying and selling holdings to bring a portfolio back to its target mix.","\u002Fterms\u002Frebalancing",{"title":84,"description":85,"path":86},"Return on Investment (ROI)","The gain or loss on an investment relative to its cost.","\u002Fterms\u002Froi",{"title":88,"description":89,"path":90},"Yield","The income an investment produces, as a percentage of its price.","\u002Fterms\u002Fyield",1793226378857]