Investing

Stocks, bonds, funds, and how to build a portfolio.

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Why Starting Early Beats Investing More

Two savers put in the same $96,000. One ends up with more than twice as much. The difference is twenty years of compounding.

Lynktor Editorial Team · 1 min read
Updated Oct 14, 2026

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Key terms

Asset AllocationHow a portfolio is split across asset classes such as stocks, bonds, and cash.BetaA measure of how much a stock moves relative to the overall market.BondA loan an investor makes to a government or company in exchange for interest payments.CouponThe annual interest a bond pays, stated as a percentage of its face value.DiversificationSpreading money across many investments to reduce the impact of any one loss.DividendA share of company profits paid to shareholders, usually in cash.Dividend YieldThe annual dividend per share divided by the share price.DurationA measure of how sensitive a bond's price is to changes in interest rates.Earnings Per Share (EPS)A company's net profit divided by its shares outstanding.Exchange-Traded Fund (ETF)A fund that holds a basket of assets and trades on an exchange like a stock.Expense RatioThe yearly fee a fund charges, as a percentage of assets.Index FundA fund built to match the performance of a market index.Market CapitalizationThe total market value of a company's outstanding shares.Mutual FundA pooled investment managed by professionals and priced once a day.Price-to-Earnings Ratio (P/E)A company's share price divided by its earnings per share.RebalancingBuying and selling holdings to bring a portfolio back to its target mix.Return on Investment (ROI)The gain or loss on an investment relative to its cost.YieldThe income an investment produces, as a percentage of its price.