Retirement

401(k)s, IRAs, and how much you need to stop working.

Roth vs. Traditional IRA: Which Fits You?

Pay tax now or later? How the two IRA types differ, and the question that usually decides it.

Lynktor Editorial Team · 1 min read
Updated Oct 1, 2026

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Key terms

401(k) PlanAn employer-sponsored U.S. retirement plan funded through payroll contributions.Individual Retirement Account (IRA)A tax-advantaged U.S. account for retirement savings.